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Homeowners Insurance: A Simple Guide Contents:  What's Covered? How Much Do You Need? Types of Coverage New vs. Used Value Homeowners insurance is there to protect your house and your wallet. Most policies cover six key areas, but you get to pick how much coverage you want for each. Finding the right balance between price and protection is key, so knowing what your policy includes can save you headaches later. What's Covered? Most policies cover damage from things like fire,

Your Personal Safety Net Emergencies do not come at convenient times. Having a broken phone, a flat tire, or an unexpected medical expense will upset your plans. This is why having an emergency fund is so crucial. An emergency fund is a safety net that will give you breathing space when unexpected events occur, preventing you from getting deeper in debt. Emergency funds are basically just setting aside funds for when you have a real emergency. This doesn’t include trips or pu

Most people are aware that their salary is taxed, but a few remember that investment income is also taxed. Understanding these regulations will keep you from unnecessary troubles and help you save your money and make smart financial decisions. Investment income according to the IRS The IRS treats almost every type of income as taxable, these include interest, dividends, capital gains, and in some cases, rental income or royalties. Even income from partnerships, LLCs, or small

It is quite common for people to overlook the importance of credit scores until the last moment when they are already in need of something significant, an apartment, a car loan, or a credit card for students. But by that time, their financial reputation has already begun to take shape, and the process of rectifying a low or nonexistent score may require months or even years. A credit score is not a random figure; it shows how responsible and reliable you are in the eyes of le

Introduction On February 1 2025, the White House went public with an emergency surcharge that essentially amounted to a uniform 10%...

Like many teens, I found investing confusing despite reading countless books and articles. That's why I decided to start this blog: to...

Applying Value Investing Metrics in Modern Markets Nowadays, when the market can be driven by hype rather than value, investors that...